BC3 Financial Aid - Satisfactory Academic Progress (SAP)

Required Credits Earned- Quantitative Policy

To make SAP, you must earn 75% of the credits you attempted and were paid to take. 

 

A student must be progressing toward a degree in the following manner:

 

       Students Who Attend Two Terms During Academic Year

 

  Attendance Level                                                      No. of Earned Credits Required

 

  Full-time - 2 terms                                                                 18 credits

  ¾ time - 2 terms                                                                     14credits

  ½ time - 2 terms                                                                       9 credits

  ¼ time - 2 terms                                                                       5 credits

  Full-time 1 term + ¾ time 1 term                                          16 credits

  Full-time 1 term + ½ time 1 term                                          14 credits

  Full-time 1 term + ¼ time 1 term                                          12 credits

  ¾ time 1 term + ½ time 1 term                                              12 credits

  ½ time 1 term + ¼ time 1 term                                                7 credits

 

.       Students Who Attend One Term During The Academic Year

 

  Attendance Level                                                      No. of Earned Credits Required

 

  Full-time                                                                                           9 credits

  ¾ time                                                                                                7 credits

  ½ time                                                                                                5 credits

  ¼ time                                                                                                3 credits

 

Minimum Cumulative QPA Requirement- Qualitative Standard

  A student must meet the following minimum overall QPA standards:

                      

             Total Credits Earned                                      Overall QPA

                           12 - 23                                                       1.5

                           24 - 35                                                       1.8

                           36 +                                                            2.0

 

            Failure to maintain the required overall QPA at the time of the review will result in the termination

                                                       of the student’s federal financial aid.

 

Enrollment 

All periods of enrollment are considered for the qualitative standard including terms when the student did not receive financial aid.

 

Transfer Credits                         

Transfer credits are counted when considering the qualitative requirement. Therefore, a student who transfers in 36 credits and then takes 10 credits at BC3 would need a 2.0 overall QPA.

 

Grades F and I

Count as completed in the QPA calculation

 

Prepatory Classes

Prep classes are not included in the QPA calculation and are therefore not part of the qualitative measurement. 

 

Withdrawals

Withdrawals are not included in the QPA calculation and are thus not part of the qualitative measurement. 

 

Repeats

College policy dictates that when a course is repeated - the subsequent grade is used for QPA purposes.

Repeated courses only count once toward the quantitative measurement.

                                          

 

 

     When Aid is Terminated

 

 

When your eligibility for federal financial aid is terminated, you become ineligible for all forms of federal financial aid (Pell Grants, SEOG Grants, ACG Grants, Direct Loans, and Work-study) until you successfully make up the deficiency. 

 

For example

 

(1) Joe was paid as a full-time student in the fall and spring semester.  In May, Joe has earned 15 credits with a cumulative QPA of 2.2.    Joe is in his 2nd year of enrollment, and has earned a total of 38 credits toward his degree.  Joe must pass 3 credits at his own expense while maintaining an overall QPA of at least 2.0.

 

(2) Mary is a new student in the fall semester, and attends full-time.  She completely withdraws after receiving federal financial aid.  She does not enroll spring.  Mary must complete 9 credits at her own expense and establish a QPA of at least 1.5.

 

          

Right to Appeal:

 

If you feel there are extenuating circumstances for your failure to make progress, you may request a review of your financial aid status.  Extenuating circumstances include health reasons, death of an immediate family member or undue hardship.

 

To appeal, you must submit an Academic Progress Appeal Form (available by contacting the Financial Aid Office).  Deadlines for appealing are June 2 for the summer, and June 30 for the fall. The Appeals Committee will carefully evaluate your past academic performance as well as your appeal packet to determine if your federal financial aid will be reinstated. 

 

                                        Note:  You will only be granted ONE appeal request!

 

 

Maximum Time Frame

Your federal financial aid eligibility is limited to 150% of the published length of your program.  Generally, BC3 Associate Degree programs are about 64 credits in length.  Therefore, a student will be eligible for financial aid up to attaining 96 credits. 

Once you reach the credit limit you are "Out of Financial Aid (OFA)".  To be considered for additional funding beyond the 96 credits, you must complete an appeal form through our officer.  Appeals are considered on a case by case basis, and once you reach 128 total credits, no further appeal will be granted.